It may be too late for the federal government to save some people's homes, but knowledge on the part of these people might save their houses from foreclosure.
If you are one of these people who are on the verge of losing your prized properties to the banks, you might want to read this book from mortgage expert Tim Carroll about a step-by-step guide to the loan modification process. Lower your monthly payments. Save your homes. Modify your loan!
Link: Mortgage Expert Tim Carroll Writes Step-by-Step Guide on the Loan Modification Process